Terms and Conditions
Income Insurance Limited (“Income Insurance”) is offering the following gift subject to these terms and conditions (“Terms and Conditions”).
1. A person shall be eligible to receive $20 FairPrice Group E-voucher (“Gift”) if he or she meets all the following requirements:
1.1 is a customer of NTUC FairPrice Co-operative Limited (“FairPrice”), referred to herein as “Customer”;
1.2 is a Singapore Citizen or a Singapore Permanent Resident;
1.3 is between 25 and 60 years of age;
1.4 has successfully completed a financial health check via a physical/in-person consultation with an Income Insurance Advisor at any of the lite branches in either Jurong Point or Parkway Parade.
2. The Promotion is valid from 20 April to 31 July 2026 (inclusive of both dates) (“Promotion Period”).
3. Each Customer who is eligible to enjoy the Promotion is entitled to the Gift only once under this Promotion.
4. Staff, financial consultants, and insurance advisers of Income Insurance are not eligible to participate in the Promotion.
5. Each Gift includes a QR code that can be scanned at store checkout and a voucher code to be redeemed online. The Gift can also be added to the FairPrice app wallet and can be drawn multiple times until the balance runs out or until expiry. The utilisation of the Gift requires access to the internet.
6. The Gift will be sent by Income Insurance to the email address or phone number (via SMS) that the Customer has provided upon sign up via the Appointment Form. The Customer will receive the Gift within sixty (60) days from the date of completion of the financial health check with an Income Insurance Advisor.
7. Income Insurance reserves the right to replace the Gift with item(s) of similar value (“Replacement Item(s)”).
8. Usage of the Gift is subject to the terms and conditions imposed by NTUC FairPrice Co-operative Limited found at https://www.fairprice.com.sg/gift-vouchers/. Usage of Replacement Item(s), if applicable, shall be subject to the terms and conditions imposed by the merchant or manufacturer of the Replacement Item(s).
9. The Gift is not exchangeable for cash or any benefits in kind and is non-transferrable.
10. Under no circumstances shall Income Insurance be liable to the Customers, any applicant or party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses (including any special or consequential damages or losses) directly or indirectly in connection with, related to or resulting from the Promotion and/or use of the Gift and Replacement Item(s).
11. Income Insurance is not the merchant or manufacturer of the Gift and Replacement Item(s) and provides no warranty in respect of the same. Income Insurance makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness for a particular purpose and infringement of intellectual property rights in respect of the Gift and Replacement Item(s).
12. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income Insurance and merchant or manufacturer of the Gift and Replacement Item(s). Neither is the Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the Gift and Replacement Item(s).
13. Income Insurance reserves the right to vary/amend these Terms and Conditions or suspend or terminate the Promotion at any time without giving prior notice to Customers.
14. Income Insurance’s decision on all matter relating to this Promotion (including the issuance of the Gift and Replacement Item(s)) shall be final, conclusive and binding. No appeals will be entertained.
Important Notes:
For enquiries on the Campaign, customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form
All of Income Insurance’s products are developed to benefit our customers but not all our products may be suitable for your specific needs. If you are unsure if a product is suitable for you, we strongly encourage you to speak to a qualified Income Insurance advisor. Otherwise, you may end up purchasing a product that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you seek.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 1 April 2026.
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