Introducer Disclaimer
NTUC FairPrice Co-operative Limited (“FairPrice”) is an introducer of Income Insurance Limited ("Income Insurance") and carries out introducing activities for Income Insurance where FairPrice will share your personal data with Income Insurance for the purposes of Income Insurance sending you marketing and promotional messages and conducting a financial review with you. When carrying out introducing activities, FairPrice cannot give advice or provide recommendations on any investment product to you, or arrange any contract of insurance, other than to the extent of carrying out the introducing activities. FairPrice will be remunerated by Income Insurance for carrying out the introducing activities and will disclose the remuneration fee, if requested by you. Refer here for more information about Income Insurance.
Besides Income Insurance, FairPrice also carries out introducing activities for other Financial Institutions. FairPrice will be remunerated by the other Financial Institutions for carrying out the introducing activities and will disclose the remuneration fee, if requested by you
Consent Statement
By signing up, you agree and consent to FairPrice and all affiliated partners collecting and processing the contact details and personal data you have provided in accordance with the FairPrice’s Terms and Conditions and Privacy Policy that apply to FairPrice campaigns for the purposes of marketing and/or research, and you agree to be contacted for any products and/or services updates, news, promotions, information via calls, SMS and/or emails, and disclosing the same to Income Insurance, for the following purposes:
i. Income Insurance collecting, using and disclosing the personal data you have provided for its representatives, agents, employees, and contractors (collectively “Income Insurance Parties”) to contact you (even if your telephone number is registered on the PDPC’s national Do Not Call Registry), via phone calls, phone messages* and emails for purposes in relation to a financial planning review carried out by Income Insurance Parties (“Review”) and to provide you with information on products and services offered by Income Insurance and its business partners (“Marketing Messages”).
*Phone messages include text, picture, video and audio messages that are sent to your telephone number via SMS, MMS or messaging apps such as WhatsApp, Telegram or WeChat.
ii. Income Insurance disclosing and providing FairPrice with information in relation to the status of the Review conducted between you and any of the Income Insurance Parties.
iii. following such Review, for the information provided by any of Income Insurance Parties to FairPrice at paragraph (ii) above to be used for FairPrice contacting you in relation to prize notifications and clarifications relating to this campaign.
Your consent to receive Marketing Messages above is in addition to and does not vary or supersede any previous marketing consent which you may have provided to any of the Income Insurance Parties.
Consent withdrawal to Income Insurance Parties
All consent given to Income Insurance Parties in receiving Marketing Messages or for the Review will remain valid until Income Insurance Parties is notified that the consent has been withdrawn. You may withdraw your consent given to Income Insurance Parties at any time by submitting your request at https://www.income.com.sg/enquiry. Income Insurance will process your request within 10 days, and you will stop receiving Marketing Messages from Income Insurance Parties after 21 days only for the mode(s) of communications indicated in your request. You may refer to Income Insurance’s Privacy Policy (https://www.income.com.sg/privacy-policy) for more information, including access and correction to personal data and consent withdrawal.
Consent withdrawal to FairPrice
For withdrawal of consent given to FairPrice, please inform FairPrice by submitting your request to FairPrice at [db-retail-media@fairprice.com.sg].
Promotion Terms and Conditions
Income Insurance Limited (“Income Insurance”) is offering the following gift subject to these terms and conditions (“Terms and Conditions”).
1. A person shall be eligible to receive $20 FairPrice Group E-voucher (“Gift”) if he or she meets all the following requirements:
1.1 is a customer of NTUC FairPrice Co-operative Limited (“FairPrice”), referred to herein as “Customer”;
1.2 is a Singapore Citizen, a Singapore Permanent Resident or Employment Pass Holder;
1.3 is between 25 and 60 years of age;
1.4 has successfully booked an appointment through the mobile application “FairPrice”, or other platforms operated by FairPrice (“Appointment Form”) within the Promotion Period (herein defined);
1.5 has successfully completed a financial review via a physical/in-person or virtual consultation with an Income Insurance Advisor; and
1.6 has not received any gifts or rewards for booking and attending an appointment with an Income Insurance Advisor, whether through FairPrice or any other merchant of Income Insurance and whether pursuant to this Promotion or otherwise, within a 6-month period (before the date of the financial review).
2. Customers who successfully complete and submit the Appointment Form during the promotion period will be eligible for a chance to win 18,888 Linkpoints, with an approximate value of SGD $188.88.
2.1 A total of twenty (20) winners will be selected. Each winner will receive Linkpoints valued at SGD $188.00.
2.2 Winner selection and prize fulfilment will be administered by the FairPrice Advantage team by 30 September 2026. Winners may be notified via contact details provided in the Appointment Form. If a winner cannot be contacted or fails to respond within the stipulated timeframe, FairPrice Advantage team reserves the right to select an alternative winner.
3. The Promotion is valid from 20 April to 19 July 2026 (inclusive of both dates) (“Promotion Period”). Customers are eligible for the Gift even if the appointment with the Income Insurance Advisor is scheduled after the Promotion Period so long as the Customer has submitted the Appointment Form during the Promotion Period and goes on to complete the financial review with the Income Insurance advisor before 30 September 2026.
4. Each Customer who is eligible to enjoy the Promotion is entitled to the Gift only once under this Promotion.
5. Staff, financial consultants, and insurance advisers of Income Insurance are not eligible to participate in the Promotion.
6. Each Gift includes a QR code that can be scanned at store checkout and a voucher code to be redeemed online. The Gift can also be added to the FairPrice app wallet and can be drawn multiple times until the balance runs out or until expiry. The utilization of the Gift requires access to the internet.
7. The Gift will be sent by Income Insurance to the email address or phone number (via SMS) that the Customer has provided upon sign up via the Appointment Form. The Customer will receive the Gift within sixty (60) days from the date of completion of the financial review with an Income Insurance Advisor.
8. Income Insurance reserves the right to replace the Gift with item(s) of similar value (“Replacement Item(s)”).
9. Usage of the Gift is subject to the terms and conditions imposed by NTUC FairPrice Co-operative Limited found at https://www.fairprice.com.sg/gift-vouchers/. Usage of Replacement Item(s), if applicable, shall be subject to the terms and conditions imposed by the merchant or manufacturer of the Replacement Item(s).
10. The Gift is not exchangeable for cash or any benefits in kind and is non-transferrable.
11. Under no circumstances shall Income Insurance be liable to the Customers, any applicant or party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses (including any special or consequential damages or losses) directly or indirectly in connection with, related to or resulting from the Promotion and/or use of the Gift and Replacement Item(s).
12. Income Insurance is not the merchant or manufacturer of the Gift and Replacement Item(s) and provides no warranty in respect of the same. Income Insurance makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness for a particular purpose and infringement of intellectual property rights in respect of the Gift and Replacement Item(s).
13. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income Insurance and merchant or manufacturer of the Gift and Replacement Item(s). Neither is the Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the Gift and Replacement Item(s).
14. Income Insurance reserves the right to vary/amend these Terms and Conditions or suspend or terminate the Promotion at any time without giving prior notice to Customers.
15. Income Insurance’s decision on all matter relating to this Promotion (including the issuance of the Gift and Replacement Item(s)) shall be final, conclusive and binding. No appeals will be entertained.